Grow Your Wealth. Protect Your Family
Plan With Confidence.
Discover how an Indexed Universal Life (IUL) and an Annuity strategies can help you grow wealth grow tax-advantaged.
Your Policy is designed to offer you Protection from market downturns & Long-term financial security
At Plan, Protect, Prosper LLC, we specialize in customized life insurance and retirement strategies that align with your goals
AS SEEN ON
Get Instant IUL Insurance.
Get Instant IUL Insurance.
Secure your family’s future with IUL insurance solutions designed to protect income, build cash value, and create financial certainty.
Secure your family’s future with Indexed Universal Life insurance solutions
There's A Better Way To Keep
More of What You Earn
There's A Better Way
To Keep More of
What You Earn
We use strategic Indexed Universal Life Insurance to reduce the risk of loss that 401(k)s or Roths poses to you and your family caused by poor structure, high taxes, and market uncertainty.
We help you avoid
the following:
Market Volatility
Uncertainty about whether their money will last through retirement
Lack of control over how investments are performing
Anxiety from watching account balances fluctuate with every economic headline
Fear of losing retirement savings during market downturns
Fees
Frustration over hidden advisor or management fees eating into returns.
Confusion about what they're actually paying for — and whether it's worth it.
Feeling trapped in fee-heavy accounts with limited flexibility.
Not realizing how even a 1% fee can erase years of income over time.
Taxes
“I saved all this money... now I have to give a chunk of it to the IRS?”
Concern about paying high taxes on 401(k) or IRA withdrawals in retirement
No plan to manage RMDs (Required Minimum Distributions)
Fear of rising future tax rates eating into retirement income
Market Volatility
Uncertainty about whether their money will last through retirement
Lack of control over how investments are performing
Anxiety from watching account balances fluctuate with every economic headline
Fear of losing retirement savings during market downturns
Fees
Frustration over hidden advisor or management fees eating into returns.
Confusion about what they're actually paying for — and whether it's worth it.
Feeling trapped in fee-heavy accounts with limited flexibility.
Not realizing how even a 1% fee can erase years of income over time.
Taxes
“I saved all this money... now I have to give a chunk of it to the IRS?”
Concern about paying high taxes on 401(k) or IRA withdrawals in retirement
No plan to manage RMDs (Required Minimum Distributions)
Fear of rising future tax rates eating into retirement income
There's A Proven
Strategy!!!
There's A Proven
Strategy!!!
Learn How To Make Money and Never Lose Money with Indexed Universal Life (IUL) Insurance
Traditional Approach
High market risk
Limited tax efficiency
Little control over outcomes
There's A Proven Strategy!!!
Most people often leaves money exposed to risk, fees, and taxes. Let me teach how to control, and secure your money.
Learn How To Make Money and Never Lose Money with Indexed Universal Life (IUL) Insurance
Traditional Approach
High market risk
Limited tax efficiency
Little control over outcomes
Traditional Approach
High market risk
Limited tax efficiency
Little control over outcomes
Strategic Approach
(Our Method)
High market risk
Limited tax efficiency
Little control over outcomes
THE RESULT
THE RESULT
More predictable financial outcomes
Improved cash flow and asset protection
Confidence knowing their financial plan is structured correctly
Is This Right
For You?
Is This Right For You?
Most people aren't taught that traditional financial concepts like [401(k)s] benefits institutions only, not individuals. Strategic financial education isn’t widely shared, but it’s available to those who seek it.
Most people aren't taught that traditional financial concepts like [401(k)s] benefits institutions only, not individuals.
Strategic financial education isn’t widely shared, but it’s available to those who seek it.
Who Can Benefit Most From IUL?
Business Owner looking to protect income and assets
Business Owner looking to protect income and assets
Professionals and entrepreneurs professionals and entrepreneurs seeking smarter financial strategies
Professionals and entrepreneurs professionals and entrepreneurs seeking smarter financial strategies
Families planning for retirement and long-term legacy planning
Families planning for retirement and long-term legacy planning
Olayemi Adurota
Licensed Financial Professional
Olayemi Adurota
Lincensed Financial Professional | Wealth & Legacy Planner
Yemi brings a rare and indispensable perspective to health, wealth, and legacy planning. Through extensive research and real-world experience, she has identified a critical gap affecting many families today: the lack of sound financial education and proactive protection strategies. As a licensed financial professional and the founder of Plan, Protect, Prosper LLC, Yemi helps individuals and families implement proven strategies to build wealth, protect assets, reduce tax exposure, and create lasting legacies. Her approach is practical, transparent, and tailored to secure your family’s future while minimizing risk and uncertainty.
Why work with us?
Licensed & trusted professionals
Client-focused and result-oriented
Proven strategies for wealth and protection
Our Services
An Indexed Universal Life (IUL) plan helps you protect your loved ones while also growing your money safely.
Your cash value increases when the market performs well but never loses value when it drops, and you can access
the funds anytime for emergencies or retirement.
An Indexed Universal Life (IUL) plan helps you protect your loved ones while also growing your money safely. Your cash value increases when the market performs well but never loses value when it drops, and you can access the funds anytime for emergencies or retirement.
An Indexed Universal Life (IUL) plan helps you protect your loved ones while also growing your money safely.
Your cash value increases when the market performs well but never loses value when it drops, and you can access
the funds anytime for emergencies or retirement.
IUL INSURANCE
An Indexed Universal Life (IUL) plan helps you protect your loved ones while also growing your money safely.
Your cash value increases when the market performs well but never loses value when it drops, and you can access the funds anytime for emergencies or retirement.
ANNUITY
An Annuity provides a guaranteed income for life, like creating your own paycheck that never stops, no matter how long you live.
You can grow your savings without market risk, enjoy tax advantages, and have the peace of mind that comes from knowing your income will be steady and reliable even after you retire.
MORTGAGE PROTECTION
Mortgage Protection Insurance helps ensure your mortgage is paid if you pass away or become disabled, so your family can remain in the home without financial stress.
It will pays off or covers your remaining mortgage balance, prevents foreclosure and financial hardship, affordable coverage tailored to your loan, tax-free benefits paid directly to your loved ones.
FINAL EXPENSE
Final Expense Insurance provides funds to cover these costs, protecting your family from unexpected financial burdens.
Final expenses such as funeral and burial costs can be overwhelming. It covers funeral, burial, and medical bills, Fixed premiums that never increase, No medical exam for most applicants.
ESTATE PLANNING
Estate Planning helps ensure your assets are distributed according to your wishes while minimizing delays, taxes, and legal complications.
It protects your assets for your heirs, helps avoid probate delays, reduces taxes and legal issues, and provides clarity and peace of mind for your family
CRITICAL ILLNESS INSURANCE
Critical Illness Insurance is a cash paid directly to you, to fund medical bills, income replacement, or daily expenses, no restrictions on how the money is used.
A major illness can disrupt your income and savings. Critical Illness Insurance provides a lump-sum cash payout upon diagnosis of a covered condition.
Hospital Indemnity Plans
Hospital Indemnity Plans provide daily cash benefits during hospital stays, helping cover out-of-pocket costs that traditional insurance may not.
Hospital Indemnity plans daily cash benefits paid directly to you to cover deductibles, co-pays, and household expenses, It works alongside existing health insurance.
DEBT RELIEF
Debt relief help you reduce, manage, and eventually eliminate debt so you can regain financial freedom and peace of mind. It eliminates credit card bills, loans, or overdue payments weighing you down
Don’t let debt control your life. A debt-free future is possible.
TESTIMONIALS
What others are saying
James M., Retired Veteran
I never knew I could grow my money safely until I learned about IUL. Plan Protect LLC made everything simple and easy to understand
Sarah J., Business Owner
The annuity plan they set up gives me peace of mind. I finally feel confident about my retirement income.
Amanda L., Teacher
Yemi is Professional, and honest she truly care about helping you build real financial security. Highly recommend
Michael R
I was completely new to IUL and annuities, but the team at Plan Protect LLC took the time to explain everything in a way I could easily understand. Now I feel confident knowing my future and my family are secure.
STILL NOT SURE?
Frequently Asked Questions
What’s the difference between IUL and traditional life insurance?
IUL not only provides life insurance protection but also allows your cash value to grow based on market performance, with no risk of loss when the market drops.
Is my money safe in an annuity?
Yes. Fixed and indexed annuities are designed to protect your principal while providing steady growth and income.
Can I access my money if I need it?
Absolutely. Both IULs and certain annuities offer flexible options to withdraw or borrow funds when necessary.
Who are these plans best suited for?
Anyone who wants guaranteed growth, tax advantages, and long-term financial security — especially professionals, business owners, and pre-retirees.
How do I get started?
Simply book a free consultation, and our licensed advisor will walk you through your best options step by step
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